Build Generational Wealth Through Real Estate
Investment Highlights
14%
Average annual returns
5x
Profit centers
Monthly
Cash flow
Pick Your Strategy
Hands-Off (Passive LP)
Limited time, higher capital. Target syndications/RE funds with vetted sponsors.
- 3–7 yr horizons
- Illiquid; read the PPM
Buy & Hold (PM Managed)
Moderate time, moderate capital. Use property managers; focus on markets and underwriting.
- Stress test DSCR ≥ 1.25
- CapEx & vacancy reserves
Value-Add / BRRRR
Higher time/skill. Force appreciation through rehab, then refinance.
- Contractor + scope control
- ARV and carry costs matter
Ready to Build Generational Wealth?
- Educational content only. Not investment or tax advice.
Ways to Invest in Real Estate
Pick an approach that fits your time, risk, and liquidity needs—active or fully passive.
Buy & Hold Rentals
Own single-family or small multifamily for cash flow and appreciation.
- Cash-on-cash, DSCR, reserves
- Property mgmt to stay hands-off
Passive Syndications/RE Funds
Invest as an LP in apartments, self-storage, or diversified funds.
- Sponsor track record matters
- Illiquid; 3–7 year horizons typical
Private Lending / Notes
Earn interest by funding flips, BRRRR, or small developments.
- LTV, lien position, term, recourse
- Underwrite borrower + collateral
Numbers That Matter
| Metric | What it Means | Benchmark |
|---|---|---|
| Cash-on-Cash | Annual pre-tax cash flow / cash invested | Often 6–12% for stabilized rentals |
| Cap Rate | NOI / purchase price | Varies by market & asset class |
| DSCR | Net operating income / debt service | ≥ 1.20 preferred by lenders |
| Vacancy/Reserves | Allowance for downtime & repairs | Plan conservative buffers |
How a Deal Flows
1) Underwrite
Rent comps, repairs, taxes, insurance, DSCR.
2) Offer & Inspect
Offer, option period, inspections, repair credits.
3) Finance
Rate lock, appraisal, reserves, close disclosures.
4) Turnover / Make-Ready
Repairs, photos, listing, screening criteria.
5) Operate & Optimize
PM onboarding, reserves, rent increases, refi options.
Common Questions
Don't I need a lot of money to start?
No. Strategies include house hacking (live in one unit, rent others), FHA loans with 3.5% down, partnerships, and seller financing. Many start with $10,000-25,000.
What if I don't want to manage properties?
Hire property management (typically 8-10% of rent) or invest passively in syndications where professionals handle everything.
Is real estate risky?
Every investment has risk. Real estate offers more control than stocks. Proper due diligence and cash reserves manage risk effectively.
What if the market crashes?
Real estate is cyclical. Buy properties with positive cash flow so you can hold through downturns. Crashes create buying opportunities for educated investors with capital ready.
What is a real estate syndication?
It’s a group investment where multiple investors pool their capital to buy a large asset (like an apartment complex) they couldn’t afford alone. It’s a popular way to invest passively.
How does real estate provide tax benefits?
The IRS allows you to deduct expenses like mortgage interest and property taxes. The biggest benefit is depreciation, a non-cash deduction that can offset rental income, often resulting in tax-free cash flow.