Save Your Seat

Take Control of Your Retirement: Invest in What You Know

Your IRA doesn’t have to be limited to stocks and bonds. A self-directed IRA gives you freedom to invest in real estate, precious metals, private equity, and more – all with the same tax advantages.

Benefits

  • Tax-deferred or tax-free growth
  • Invest in what you know
  • No Wall Street fees
  • Complete control
  • Alternative asset access

    • How It Works

    2) Learn the Frameworks

    Risk basics, custody choices, and how to spot hype vs. fundamentals.

    1) Save Your Seat

    Pick a webinar time that fits. We’ll send reminders and the workbook.

    3) Build Your Plan

    Use our checklists to craft a right-sized, diversified approach.

    How a Self-Directed IRA Works

    A simple, compliant path: open an account, fund it, choose eligible assets, and keep great records.

    1) Open

    Select an IRS-approved SDIRA custodian and open a Traditional or Roth account.

    2) Fund

    Roll over an existing IRA/401(k) or make a new contribution—no taxes for proper rollovers.

    3) Choose Assets

    Invest in eligible alternatives—real estate, private lending, metals, private equity, and more.

    4) Stay Compliant

    Use custodian processing, avoid prohibited transactions, and keep clean records for tax time.

    Eligible vs. Prohibited

    Generally Eligible Assets

    • Real estate (rentals, land, syndications)
    • Private lending / notes
    • Precious metals (approved types)
    • Private equity / venture
    • Crypto via qualified custodians

    Prohibited Transactions & Parties

    • Self-dealing or personal benefit
    • Disqualified persons (you, spouse, ascendants/descendants, their businesses)
    • Using IRA assets for personal use (vacation home, collectibles not allowed, etc.)
    Rules vary by account type and asset. When in doubt, ask your custodian or tax professional.

    Rollover Timeline & Fees

    1) Request Transfer

    Submit custodian forms to transfer or roll over funds.

    Typical: 1–3 business days to kick off

    2) Funds Arrive

    Assets or cash land at your new custodian.

    Typical: 3–10 business days depending on prior provider

    3) Invest Paperwork

    Submit investment docs for custodian processing.

    Typical: 2–5 business days per asset

    4) Funding & Tracking

    Custodian funds the deal and tracks assets in your IRA.

    Ongoing: statements, 5498, 1099-R as applicable

    Typical SDIRA Fees (Illustrative)

    FeeRangeNotes
    Account setup$0–$100Varies by custodian
    Annual custodian$300–$500+Often asset-based or flat
    Transaction/asset fees$35–$250+By asset type/complexity
    Illustrative only—check current schedules with your custodian.
    • Certain deals can trigger UBIT/UDPFI taxes inside an IRA.
    • Consult a qualified tax professional before investing.

    Common Questions

    Absolutely. Self-directed IRAs have existed for decades. The IRS code allows IRAs to invest in alternatives – most custodians simply don’t offer it.

    Yes. You can transfer an existing IRA or rollover an old 401(k) from a former employer into a self-directed IRA without taxes or penalties.

    Typical custodian fees are $300-500 annually – far less than the 1-2% management fees charged by traditional advisors on your account balance.

    No. Self-directed IRAs are available to anyone with an IRA or 401(k) to rollover.

    These are rules that prevent self-dealing, like buying a property from yourself or for your personal use with IRA funds. Violating these rules can have severe tax consequences, which we cover in detail.

    Generally, no. The IRS rules prevent you from investing in a business you own or operate to avoid conflicts of interest. However, there are complex structures like ROBS (Rollover for Business Start-ups) that may be an option.